HealthCard Now

Signature Series

Program Features Click on each feature for more details.	Signature 300		Signature 1000
Program Features Click on each feature for more details.	Individual	Family	Individual	Family
AHCCA Association Membership	*	*	*	*
Patient Advocacy	*	*	*	*
24 - Hour Nurseline	*	*	*	*
Emergency Travel Assistance	*	*	*	*
Vitamins & Nutritional Supplements	*	*	*	*
Hearing Discounts	*	*	*	*
Global Fit	*	*	*	*
GymAmerica.com	*	*	*	*
Medical Info Card	*	*	*	*
OrganizedWisdom			*	*
Office Supply Discount			*	*
Customized Websites			*	*
Internet Access			*	*
Payroll Processing Service			*	*
Moving Discounts			*	*
Car Rental Discounts	*	*	*	*
Floral Discounts	*	*	*	*
Hotel Discounts	*	*	*	*
Discount Cybermall Shopping	*	*	*	*
Background Reports	*	*	*	*
Global Long Distance	*	*	*	*
Magazine Discounts	*	*	*	*
The following limited insurance benefit is an added benefit of membership.
Critical Illness*			*	*
The following limited insurance benefits are under the Group Accidental Death and Dismemberment and Medical Care Insurance policy and is an added benefit of your membership featuring:
Accidental Death & Dismemberment** Pays the beneficiary up to the benefit amount listed for the member’s death or loss of certain body parts in a covered accident or a portion of that amount for the accidental death of a family member, if this is a family membership, (50% for covered spouse, 60% if there are no dependent children, 20% for covered dependent children, 25% if there is no covered spouse).	$5,000	$5,000	$10,000	$10,000
Accident Medical/Dental Expense Benefit** Pays part of the expenses you are charged by a hospital, doctor, or certain other charges, up to a maximum of the amount listed if you are injured in a covered accident. Subject to $100 deductible.	$2,500 per occurrence	$2,500 per occurrence	$5,000 per occurrence	$5,000 per occurrence
Daily Hospital Confinement Benefit** Pays you the amount listed per day for up to 180 days if you have to be admitted and stay in a hospital to treat you for a covered injury or sickness.	$300 per day	$300 per day	$1,000 per day	$1,000 per day
Intensive Care Unit Benefit** Pays you the amount listed per day for up to 14 days if you are confined to an intensive care unit in a hospital to treat you for a covered injury or sickness.	$500 per day	$500 per day	$1,000 per day	$1,000 per day
Doctor Visits** Pays you the amount listed per visit to a doctor's office to be diagnosed or treated for a covered injury or sickness. You will be paid for up to 5 visits per person and 5 visits per family per year.	$25 for 5 visits per person, per calendar year	$25 for 5 visits per family per calendar year	$50 for 5 visits per person, per calendar year	$50 for 5 visits per family per calendar year
Inpatient/Outpatient Surgical** Pays benefits for medically necessary treatment of an injury or sickness according to the surgical schedule as set forth in the description of coverage provided in your membership materials. The maximum amount payable for all surgical procedures performed in a calendar year for a covered person is $20,000.	$40 - $4,000 $20,000 maximum per person per year	$40 - $4,000 $20,000 maximum per person per year	$80 - $8,000 $20,000 maximum per person per year	$80 - $8,000 $20,000 maximum per person per year
Ambulance Benefit** Pays the benefit amount per transport for a maximum of 3 transports per person per year.	N/A	N/A	$100 per transport	$100 per transport

Note: NHS Online Health Survey and File System by File Solutions are no longer available.

Vision Purchase is not available to members enrolled after January 1, 2009. If you enrolled prior to January 1, 2009, click here to learn more.

*All members of the Signature 1000 plan are enrolled into the America’s Health Care Consumer Association to be eligible to receive these benefits. The Critical Illness benefits are underwritten by AIG Life Insurance Company of Wilmington, DE and subject to the terms, conditions, exclusions and limitations of coverage as set forth in the description of coverage provided in your membership materials and the Group Critical Illness policy No. CIP8600219 issued to the America’s Health Care Consumer Association. The amount payable for critical illness will be reduced 50% if an insured person is age 65 or older on the date the benefit becomes payable. Coverage terminates at age 70. Payment of benefits upon the first diagnosis of critical illness is subject to the diagnosis being made in the United States; while the insured person’s coverage is in force under the policy and more than 30 days after the person’s effective date of coverage; and payment is not precluded by any general or specific exclusion or limitation set forth in the policy or any failure to meet any condition precedent set out in the policy. Once 100% of the maximum benefit amount has been paid for an insured person, coverage terminates and no further benefits are payable for the insured person. Spouse benefits are only available to members enrolling in a family membership. Not available in CT or WA. The benefits are not payable in connection with a pre-existing condition during the initial 24 consecutive months the insured person has been enrolled for coverage, including any waiting period for coverage eligibility.

**All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please call 1-866-881-2346 and ask to speak to a licensed agent. All members of the HealthCard Now Signature 1000 and Signature 300 programs are enrolled into America's Health Care Consumer Association (AHCCA) to be eligible to receive these benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, NAIC#70106. United States Life is domiciled in the state of New York with a principal place of business of 70 Pine Street, NY, NY 10270 and licensed in all states, plus DC, except PR. These benefits are under Group AD&D & Medical Care Insurance Policy (Form #G19000) issued to America's Health Care Consumer Association (AHCCA) in Illinois. Coverage is not provided for members over the age of 64. Coverage becomes effective on the date provided in your membership materials.

THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.